By using the power and convenience of the internet, we aim to empower Zambian motorists, to register, pay and get motor insurance online. We are one of the first truly online-enabled motor insurance solution providers in Zambia – we offer an end-to-end online registration, payment and instant issuance of motor insurance cover notes.

To ensure that we deliver great service and do so in an open and transparent manner, we developed a dedicated page on our website for clients to be able to openly comment on their CarVer experiences – good or bad.

Our mission is to reimage motor insurance products, and redesign and simplify processes involved in getting insurance cover. We are going back to the basics and building a simple, transparent and efficient motor insurance solution - that matters to motorists in Zambia.

Yes, of course! Here is some information on CarVer that might help assuage any concerns you might have.

CarVer is a mobile, web and USSD application for the purchase of motor insurance in Zambia. Motor insurance policies sold via CarVer are underwritten by all participating insurance companies in Zambia.

The motor insurance key facts information is provided by CarVer for instant checklist only as the insurance cover provided is issued subject to the terms, conditions and exclusions contained on the issued motor insurance cover note for each participating insurance company.

Private cars, motor bikes, taxis/buses, trucks & trailers, special vehicles like ambulances, tractors, etc.

When was the last time you had to take a trip to go and buy electricity tokens? When was the last time you had to physically go out to buy a scratch card to get your mobile recharge done? It's been a while, hasn't it?

Thanks to the power of the Internet, most of us now use our phones or computers to get most things done such as pay bills, recharge and now, even order a taxi! Naturally, technology has also progressed in a way that we need not visit insurance brokers or get in touch with our insurance agents to get our motor insurance anymore.

Now you can simply buy your motor insurance online through CarVer. All you need is your basic car details and your mobile money or debit/credit card to pay your premium and that's it, your motor insurance cover note will be issued on your phone or emailed to you within minutes.

• Buying motor insurance with CarVer can save you so much time. You need not waste your time waiting in line or visiting your agent's office to get the job done. You can do it right there seated on your couch, or at your desk using your computer or phone and in just a few minutes.
• Buying motor insurance makes a lot more sense as the process of buying becomes instantly transparent since you're the one buying it for yourself first-hand, instead of relying on a third party to do it for you.
• The best part about buying motor insurance with CarVer is the fact that there is absolutely no paperwork involved!

If your current motor insurance policy is expiring soon or has already expired (although we hope not!) you can easily renew on CarVer with the following steps:

• Step 1: Visit https://app.carver.co.zm or
  Download CarVer Mobile App on Google Play Store; or
  Dial USSD codes shown below (How USSD Works)
• Step 2: Enter your Vehicle Registration Number and click on Search.
• Step 3: Opt for your choice of insurance company. You'll further be asked to enter your start and expiry dates.
• Step 4: Complete your payment and your cover note will be issued instantly on your phone or sent to you via email!

Yes, motor insurance which, at the very least covers legal liabilities to third parties for bodily injuries or death or property damage, is compulsory according to the Roads and Road Traffic Act in Zambia. A motor insurance policy is mandatory for every motor vehicle using Zambian roads per the Roads and Road Traffic Act.

Besides helping you comply with the law; a motor insurance policy provides the most essential and basic type of coverage which protects third parties.

Motor insurance policy provides coverage from legal third party liabilities up to stated limits of any one event which may arise as a result of an accident or mishap involving your car. This insurance policy provides coverage for third party liabilities such as bodily injury or demise of a third party or property damage of up to a set limit.

When you are involved in a road traffic accident, please follow the steps below:

• Report the accident to the Zambia Police Service immediately;
• Report the accident to your insurance company within 48 hours (2 days); and
• Do not admit any liability for the accident to third parties.

What is a PoSP?

A PoSP is the name given to a CarVer distribution partner who can sell motor insurance.

What are the advantages of being a PoSP?

• Earn high income - Your income depends on the number of policies you issue.
• Zero investment required - No need to pay anything when you join. All you need is a smartphone/computer, and an internet connection!

Who can become a PoSP?

If you are already running a business but still want to venture in other businesses, you can choose to become a PoSP. Work just as much as you want, and still earn extra income. Businesses such as grocery shops, mobile money agents, petrol stations, business centres, and car wash can become PoSPs.

How to become a PoSP with CarVer

Step 1

Sign up by filling our PoSP form, and our team will get back to you with more details.

Step 2

Complete your training with us.

Step 3

Sign the agreement with us and that's it! You are a CarVer PoSP.

As soon as you have registered with us, you may begin your training for the PoSP. On completion of the short training, you will then be ready to start selling motor insurance as a PoSP partner.